Personal Insurance

No two people have the same insurance needs. That’s why our personal insurance products are tailored to your individual needs and preferences.

Our insurance products include:

Life Insurance
Life insurance ensures that your loved ones will be taken care of, now and in the future. At the same time, it can help you achieve your financial goals, offering a means of supplementing retirement income through funds accumulation. We offer a number of term, whole and universal life policies.

Auto Insurance
Auto insurance protects your automobile, and reimburses you for belongings that might be stolen, damaged or lost. In some cases, auto insurance can help you in the unfortunate event of a lawsuit resulting from an automobile accident. A policy can cover vehicle and property damages as well as cover medical expenses. The amount of money provided by the policy and the amount of money you may have to pay out of pocket will depend on the type of coverage you purchase, its financial limits and the deductible.

Boat Insurance
Did you know that most insurance companies provide limited coverage for small boats – with less than 25-horsepower motors – under a homeowner’s or renter’s insurance policy? So check with your insurance agent to see if your boat is covered, and for how much. For all other boats, you will need to purchase separate insurance. How much you pay for that coverage will depend on the size, type and value of the craft as well as the water in which you use it.

Homeowner’s Insurance
As one of your most prized possessions, your home needs insurance coverage that protects you from all sorts of unfortunate events. A homeowner’s policy will cover damage to your home, and other structures on your property, furniture and household items, fire and smoke damage, theft, vandalism and personal liability in the event someone is injured on your property.

Annuities
Investing in annuities is all about being prepared for the golden sunset of your life. The right annuity product can guarantee retirement income for as long as you live, provide a death benefit to beneficiaries and ensure that you do not outlive your assets.

Renter’s Insurance
Even if you’re renting and your landlord has insured your building, you will still need to protect your belongings from theft, fire and other damages.

Mortgage Protection
Mortgage protection insurance pays off a home mortgage in the event of a policyholder’s death, leaving his or her family with a debt-free home.

This just a glimpse of how we can serve your personal insurance needs. For more information or to arrange a consultation, contact us today.

Personal Insurance

Our Personal Insurance products include:

  • Life Insurance
  • Auto Insurance
  • Homeowner's Insurance
  • Annuities

Business Insurance

Our Business Insurance products include:

  • Business Owner’s Policy
  • General Liability & Property
  • Apartment Building Packages
  • Builders Risk
  • Workers Comp
  • Umbrella 

Other Services

Our Other Services include:

  • Long-Term Care Insurance